Ugh, somebody help me. Writing hospital fic and I have no clue about the American hospital billing system.
What kind of insurance would Matt, who has a new and barely profiting business, be able to afford (and how would that affect his hospital bill)?
Also, does his disability affect what kind of insurance he can get? Or would it be helpful in some way?
Basically I'm trying to figure out how much of a bill he'll be saddled with after a surgery and 5 days in-patient stay.
(Oh, and also: How does that process even work? Do you have to go to a cashier or something after you've been discharged? Do they put you on some kind of payment plan? If your insurance covers all or some, do you know right away? Or do you have to claim the entire amount and then wait on pins and needles wondering how much the insurance provider is going to cover?)
What kind of insurance would Matt have?
What kind of insurance would Matt, who has a new and barely profiting business, be able to afford (and how would that affect his hospital bill)?
Also, does his disability affect what kind of insurance he can get? Or would it be helpful in some way?
Basically I'm trying to figure out how much of a bill he'll be saddled with after a surgery and 5 days in-patient stay.
(Oh, and also: How does that process even work? Do you have to go to a cashier or something after you've been discharged? Do they put you on some kind of payment plan? If your insurance covers all or some, do you know right away? Or do you have to claim the entire amount and then wait on pins and needles wondering how much the insurance provider is going to cover?)